什么是documentary collection？
跟单托收
A documentary collection transaction is initiated by the seller, which despatches goods to the buyer.At the same time, the seller entrusts the related documents (which may include negotiable bills of lading or other transport documents) to its bank for collection of the sale proceeds, as well as the delivery of the documents to the buyer, according to the terms of the sales contract.
The seller’s bank (the remitting bank) will ask the buyer’s bank (the presenting bank) or a correspondent bank in the buyer’s country to deliver to the buyer the documents of title to the goods against payment of the amount due (documents released against payment – D/P) or against acceptance of a term draft (documents released against acceptance – D/A).
The ICC rules publication that governs documentary collections is the Uniform Rules for Collections (URC), publication no. 522 (URC 522). In order for the URC 522 rules to be applicable to a transaction, it must be mentioned in the instructions relating to the handling of the documentary collection. If a collection instruction does not refer to the URC 522, caution is advised and the sender of those instructions should be contacted to ascertain the applicable rules or framework under which the collection is to be processed.
托收定义-Definition
URC 522 (ICC, 1995) sub‑article 2(a) defines a collection as “the handling as defined in sub-article
2(b), in accordance with instructions received, in order to:
1) obtain payment and/or acceptance; or
2) deliver documents against payment and/or against acceptance; or
3) deliver documents on other terms and conditions.”
Once a bill is accepted, the collecting/presenting bank must inform the remitting bank and, once payment thereof is received on the due date, funds, less any charges, will be sent via SWIFT. The fact that the draft has been accepted by the buyer does not constitute a guarantee by any bank involved that the bill will be paid at maturity. This is only the case when the buyer’s bank has added its ‘aval’ to the draft 。
来自CITF2021， 8.1 Basic principles
