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第七条 非单据条件 的学习笔记

条款-

除日期条件之外,保函中不应约定一项条件,却未规定表明满足该条件要求的单据。如果保函中未指明这样的单据,并且根据担保人自身记录或者保函中指明的指数也无法确定该条件是否满足,则担保人将视该条件未予要求并不予置理,除非为了确定保函中指明提交的某个单据中可能出现的信息是否与保函中的信息不存在矛盾。

(资料引用-百度百科,2020-01-28)

学习笔记:
一、条款解读:

A guarantee should not contain a condition other than a date or the lapse of a period without specifying a document to indicate compliance with that condition. If the guarantee does not specify any such document and the fulfilment of the condition cannot be determined from the guarantor’s own records or from an index specified in the guarantee, then the guarantor will deem such condition as not stated and will disregard it except for the purpose of determining whether data that may appear in a document specified in and presented under the guarantee do not conflict with data in the guarantee.

原则:对非单据化条款不予置理,视为未作规定。

例外:···除非为了确定保函中指明提交的某个单据中可能出现的信息是否与保函中的信息不存在矛盾。


二、例子

1.失效条款
+有效:保函规定自开立后1年失效。
+无效:保函规定,当基础交易下的工程完工时,保函失效。

2.生效条款
+有效:A银行开立一份预付款保函,以申请人开在A银行账户收到预付款起生效。
+无效:B银行开立一份预付款保函,以申请人收到预付款(未在B银行开户)起生效。

3.增减额条款
+有效:保函规定其金额参照CRB(商品研究局价格指数)大宗商品价格指数进行调整。
+无效:保函规定,保函金额随着工程进度不断减额。

4.索赔条款
+无效:保函规定,当基础合同项下的货物未在2019年9月1日当日或之前发货时,凭首次书面索赔的提交,支付某最高金额。


三、练习题

According to URDG758,A guarantee require one original Embassy certificate to be mailed to the applicant.Beneficiary submits an original to the issuer,The issuer examined the certificate and showed that the original quantity was 1 original.

What should applicant to deal with this presentation?

A The term required by the guarantee is non documentary term.

B This is a complying presentation.

C The issuer should reject this presentation.

D Beneficiary has not submitted proof that the original embassy certificate has been mailed to the applicant.

答案及解析


涉及案例:暂无

【注释】:暂无


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